www.CMAinvesting.com is an informational and educational website focused on investment analysis and intelligent investment strategies. It is open to all individuals seeking to enhance their financial knowledge through data-driven tools and resources. To ensure that the platform remains effective and user-friendly, we ask that all users comply with the following Terms and Conditions when using the site or interacting with its content.

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General Terms

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By accessing or using the CMA platform, you agree that:
(a) You have read, understood, and accepted these Terms and Conditions as a legally binding agreement;
(b) You will comply with all applicable local laws and regulations while using the platform;
(c) You are solely responsible for your use of the platform and any consequences thereof.

If you do not agree to these terms, you may not use the platform.

Additionally, by using the platform, you confirm that you:
(a) Are at least 18 years old;
(b) Are not restricted or prohibited from using the platform;
(c) Are not using CMA's services for any competitive or malicious purpose;
(d) Have the authority to agree to these terms;
(e) Will not violate any intellectual property rights of CMA;
(f) Are responsible for providing and maintaining your own access to the platform, including devices, internet connection, and software.

You also agree not to:

• Promote or sell any product or service through the platform.

• Post unauthorized commercial messages or spam.

• Use automated tools (bots, scrapers, etc.) to access the platform.

• Upload or share harmful software or code.

• Attempt to access the accounts or personal information of others.

• Harass, intimidate, or threaten users or the platform.

• Publish offensive, graphic, or violent content.

• Interfere with or disable the proper functioning of the platform.

• Manipulate site traffic or submit misleading data.

Violating these terms may result in the suspension or permanent revocation of your access to the platform.

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Purchases and Refunds

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CMA offers a single monthly subscription plan that provides access to personalized investment strategies and educational content. A valid payment method is required at registration, and subscription fees are billed automatically at the start of each billing cycle.

Your subscription will automatically renew each month, and the applicable fee will be charged unless the subscription is canceled prior to the renewal date.

If your payment method fails or is declined, CMA may suspend or terminate your access. It is your responsibility to ensure your payment and contact information are current.

All subscription payments are non-refundable. CMA is not obligated to provide refunds or credits, but may choose to do so under special circumstances on a case-by-case basis.

All subscription fees are exclusive of taxes or duties, which are your responsibility to pay.

Disclaimer

All content on the CMA platform is for informational and educational purposes only. The content reflects the authors’ opinions and is intended solely for discussion. CMA is not a registered investment advisor and is not regulated by any financial authority.

Nothing on the site constitutes a recommendation to buy or sell securities. Investment involves risk, including loss of capital. You should not invest funds you cannot afford to lose. The tools and strategies offered do not account for individual financial situations and are provided for educational purposes only.

We make no guarantees about the accuracy, timeliness, or availability of the platform. CMA reserves the right to modify or discontinue any service or feature without notice. We are not liable for any business, financial, or consequential losses resulting from the use of our platform.

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Privacy Policy

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By using CMA, you agree to our collection and use of information as outlined in this policy. We collect both personally identifiable information (name, email, payment data) and non-personally identifiable data (browser, location, usage statistics) for the purpose of operating, improving, and securing our services. We do not sell or share your data with third parties.

To use our services, users must provide necessary registration and billing information. This data is stored securely and used only for providing and managing our services.

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Marketing Campaigns

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CMA may periodically offer promotional rates or discounts. Unless otherwise specified, such discounts apply only to the initial payment. After that, standard rates will apply.

Discounts cannot be combined with other offers. CMA reserves the right to change, cancel, or limit promotions at any time. By participating, you agree to these and any additional terms specified during the promotion.

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Contact Information

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CMA is operated by Albert Cabré and Biel Molner. You can reach us through the contact email:  contact@cma.com

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These Terms and Conditions may be updated at any time without prior notice.